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Learn how to use the Payment API and the payment methods offered by StraitsX.



The Payment API allows you to accept payments from your users. It supports the following fast, low-cost and secure payment methods:

  • Fiat (SGD): Users make payments via bank transfer on the FAST network
  • Token (XSGD): Users make payments via their Personal Accounts

Before you begin

Ensure that you have the following prerequisites:

Learn more about Customer Profile API Flow โ†’

Accept bank transfer payments

The Payment API supports local bank transfers via the FAST network. You can use the user account token to retrieve specific bank transfer instructions for your users to make payments to your Business Account. You'll just need a unique identifier for your user so that we can notify you when they have successfully made a bank transfer payment.

Get Started with Bank Transfer Payments โ†’

Accept account payments

The Payment API also supports XSGD payments from your user's Personal Accounts. You can use the user account token to directly charge the available balance in their account. You'll be notified when the account payment has successfully been made.

Get Started with Account Payments โ†’

Try it out!

Getting started with StraitsX APIs is easy. Our business development and integration teams will be with you every step of the way. If you have any questions or would like to connect with our team, please do so via Support!

Whatโ€™s Next

Learn more about how the Payment API delivers a robust and seamless payment experience for your platform.