Glossary
| Term | Description |
|---|---|
| PCI-DSS | Payment Card Industry Data Security Standard https://www.pcisecuritystandards.org/ |
| PCI-3DS | Payment Card Industry 3-D Secure https://listings.pcisecuritystandards.org/documents/FAQs_for_PCI_3DS_Core_Security_Standard.pdf |
| 3DS | 3-D Secure is an XML-based protocol which adds an additional security layer to online credit card payments. It is the protocol that powers the implementation of asking you to input an OTP on a webpage with your bank name when you purchase something online using your credit card. |
| BIN | Bank Identification Number is a unique identifier used to identify the issuing institution of card. It is the first four to six numbers that appear on a card and is used to tie the issuer to all the cards it issues and all the transactions on those cards |
| CVV | Card Verification Value serving as a security feature for transactions where the card is not physically presented, such as online purchases. |
| PIN | Personal Identification Number. It is a code that cardholders use to verify their identity and authorize transactions. |
| VISA | Visa Network is a global payment processing system owned and operated by Visa Inc., a leading financial services company. It connects technology, infrastructure and innovation to secure fast digital payments for everyone in innovative ways. |
| Amount | Issuer Amount, the amount based on the issuer currency, for StraitsX case is having SGD as the based currency |
| Currency | Issuer Currency, for StraitsX case is having SGD as the based currency |
| Acquirer Amount | Acquirer Amount, the amount based on the acquirer currency. |
| Acquirer Currency | Acquirer Currency, can be currency not only SGD. |
| MCC | Merchant Category Code, in the format of 4 digit number. https://usa.visa.com/dam/VCOM/download/merchants/visa-merchant-data-standards-manual.pdf |
| Opaque ID | An opaque identifier is a unique identifier that does not provide any information about the thing it identifies. |
| RRN | Retrieval Reference Number, is a key to identify a card transaction based on the ISO8583 standard. Value is presented in data element 37 of ISO 8583. |