[Available in Sandbox/Production environment] Get a user account token to retrieve information about the user as well as perform actions on their behalf. user_api_token is used via the X-XFERS-USER-API-KEY in headers of our other APIs.
After the user receives the OTP SMS, you should collect the OTP and pass it to us via this API. This API will complete the authorization and return the user account token user_api_token.
This API uses both a public key and a secret key. The header of this API uses public key called X-XFERS-APP-API-KEY You will need your X-XFERS-APP-SECRET-KEY to generate your signature in the request body.
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